3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Carol Ghidorzi Broker

I have more than 20 years experience in real estate in Chapel Hill and surrounding areas.

I moved to Chapel Hill from the Upper Peninsula of Michigan in 1978 with my husband, Jay Ghidorzi and two babies.  Jay is a builder with New Tangent construction providing me a unique understanding of home construction and repairs.

I have raised and schooled my two children here, giving me a thorough knowledge of neighborhood values, and community affairs.

A very important factor in buying or selling is the expertise of, time spent by, and trust the buyer/seller  has for the broker who is guiding them through the now rather complicated process of the sale.

These are areas in which I excel because my business depends on referrals from very satisfied past clients....."Carol is one of the most caring and attentive agents I have met and works tirelessly for the good of her clients". 

I spent my early career in education and program development for he Adult Developmentally Disabled in NC with the Compensatory Education program at Durham Technical Community College.

I love the challenges real estate presents in today's market from finding the right home for a buyer, to walking sellers through ever phase of selling a home.

  • Direct: (919) 960-6330
  • Cell: (919) 260-7765
  • Fax: (919) 313-9807
  • Email: ghidorzic@hpw.com

© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity